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Citibank offers a diverse range of mortgage plans. Check them below:
HIBOR Deposit-Linked Mortgage | Home Smart Mortgage |
Prime Deposit-Linked Mortgage | Mortgage Further Advance / Property Refinancing |
HIBOR Mortgage | Overseas Mortgage |
Prime-Based Mortgage | 90% Mortgage |
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A mortgage loan is a type of secured loan that an individual can apply to purchase a home or property. Once the loan is approved by the financial institution, the individual must repay it during the loan repayment duration.
Many home mortgages in Hong Kong are either based on our Hong Kong Dollar Prime Rate (P) or Hong Kong Interbank Offered Rate (HIBOR).
If the bank approved your mortgage, then it will proceed with the following:
After the solicitor firm signs the necessary contracts, it will notify the bank. Once that is done, the mortgaged amount will be passed by the bank to the seller's solicitor firm to complete the transaction.
The customer will also be provided with a copy of the repayment schedule.
The following are examples of documents required by the bank for a mortgage application:
If applying in the name of an individual
If applying in the name of a shell company*
* Applications in the name of a shell company are not accepted under the Mortgage Insurance Program.
Remarks: The documents listed above are for reference only. Citibank has the right to request additional documents depending on the information provided by each application. Please contact Citibank for details.
You can click “online enquiry”, visit any Citibank branch or browse this website for more information.
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