U.S. workers covered by self-funded health insurance plans 1999-2023

Percentage of U.S. workers covered by self-funded health insurance plans from 1999 to 2023

CharacteristicPercentage of workers
1999 44%
2000 49%
2001 49%
2002 49%
2003 52%
2004 54%
2005 54%
2006 55%
2007 55%
2008 55%
2009 57%
2010 59%
2011 60%
Created with Highcharts 7.2.2Percentage of workers44%44%49%49%49%49%49%49%52%52%54%54%54%54%55%55%55%55%55%55%57%57%59%59%60%60%60%60%61%61%61%61%63%63%61%61%60%60%61%61%61%61%67%67%64%64%65%65%65%65%1999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0%10%20%30%40%50%60%70%80%
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Release date

October 2023

Region

United States

Survey time period

1999 to 2023

Number of respondents

base: 2,133 non-federal public and private firms

Method of interview

Computer-assisted telephone interviews (CATI)

Supplementary notes

Figure includes covered workers enrolled in self-funded plans in which the firm's liability is limited through stoploss coverage. Self-funded plans: an insurance arrangement in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims. Employers sponsoring self-funded plans typically contract with a third-party administrator or insurer to provide administrative services for the self-funded plan. In some cases, the employer may buy stoploss coverage from an insurer to protect the employer against very large claims.

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Statistics on " Health insurance in the United States "

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