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PolyFlow is dedicated to simplifying the
decentralized payments and financial
landscape. Our products paves the way for
innovative financial services, fostering mass
adoption of cryptocurrency by bridging
traditional finance into the future of PayFi.
We envision a future where financial
infrastructure is fully decentralized, empowering
global communities with secure, autonomous,
and equitable financial solutions.

Principles

Our solutions are crafted to simplify and streamline the integration of web3 payments, delivering an effortless and secure transaction.

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Flexibility

PolyFlow delivers flexible, customizable financial solutions, including cross-border payments, credit options, and asset financing, for businesses, consumers, and liquidity providers.

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Self-Custody

PolyFlow delivers flexible, customizable financial solutions, including cross-border payments, onchain credit, payment gateways, supply chain financing for business and consumers.

/03

Utility-Driven

PolyFlow’s liquidity pool offers secure, predictable yield, backed by real-world payment processing fees. Unlike speculative returns, we ensure stable, growth through genuine financial transactions.

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Enterprise-Grade Solutions

Our solutions are crafted to simplify and streamline the integration of web3 payments, delivering an effortless and secure transaction.

Payment IDs

Payment IDs

Payment IDs (.PIDs) redefine identity in the Web3 era. They simplify verification and enhance privacy across platforms. Say goodbye to repetitive KYC processes and enjoy frictionless financial access.

Payment IDs
Payment IDs

PolyFlow Liquidity Pool

The PolyFlow Liquidity Pool powers DeFi and PayFi protocols with trustlessness and utility based yield. By leveraging smart contracts, we offer secure custody, enhanced liquidity, and consistent returns for participants.

PolyFlow Liquidity Pool
Payment IDs

PolyFlow Staking

PolyFlow’s Liquidity Pool is a liquid staking protocol designed for those looking to earn real yield on their USDT. Stake your assets, receive pfUSD in return, and enjoy rewards generated from transaction fees.

PolyFlow Staking
Payment IDs

PolyFlow Card

The PolyFlow MasterCard will turns your everyday purchases into crypto rewards. What use is all those stable coins sitting in your wallet? Spend it like you would with your everyday debit card.

PolyFlow Card

Use Cases

Short intro how our solutions are applicable to a wide range of industries, services, etc

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Cross Border Payments

Learn how PolyFlow enables the lowest transaction fees for your payments across the globe.

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Onchain Credit Score

Start building your onchain credit score with verified purchases. Access better financial terms or just sell it for profit, you own your score, not a Credit Agency.

/03

Supply Chain Financing

Easily manage supply chain financing via our protocol. Utilize the credit of your buyers to access liquidity for your processes on-chain governed by smart contracts

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Crypto Payments

PolyFlow helps crypto payments companies the next generation of payment experiences. What's the point of going to to moon if you can't spend your coins?

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PolyFlow Blog

Hear the latest and greatest from PolyFlow, from what's happening with us to the latest industry trends, check in to stay on top of PayFi

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Payment IDs

For Developers

PolyFlow can take significant compliance risk off of the shoulders of operators. As long as you want to enable payments, give our robust APIs and SDKs a try to enable smooth transactions for your platform.

For developers

Frequently Asked Questions

Surely there are many questions you may have, here are a few that we commonly see. Don't see an answer to your questions, give us a shout and we'll help you.

What is PolyFlow?

PolyFlow is a pioneering PayFi protocol that integrates traditional payments, crypto payments, and decentralized finance (DeFi). It acts as the foundational infrastructure layer for PayFi projects.

PolyFlow leverages blockchain technology to provide efficient, decentralized solutions for handling real-world payment scenarios.

What does PolyFlow actually do for PayFi?

PolyFlow is integral to PayFi as it builds a lightweight, compliant, and DeFi-compatible business architecture free from custodial risks. PolyFlow integrates traditional payments, crypto payments, and DeFi, serving as the infrastructure layer of the PayFi network.

It ensures compliance, security, and seamless integration of Real World Assets (RWAs), thus fostering a new financial paradigm and setting industry standards. By leveraging blockchain technology, PolyFlow facilitates efficient and secure value movement while handling real-world payment scenarios in a decentralized manner.

What are the main products and services of PolyFlow?

PolyFlow offers a suite of products and services focused on enhancing blockchain-based payment and financial operations. The main products of PolyFlow include:

  • PID (Payment ID): PID acts as a powerful tool for user identity verification, regulatory compliance (such as KYC/AML/CTF), privacy protection, and data sovereignty. Moreover, it supports AI data processing and "X-to-earn" functionalities.
  • PLP (PolyFlow Liquidity Pool): PLP manages fund flow using smart contracts, ensuring compliant and secure handling of funds involved in payment transactions on chain.

  • These components support various PayFi use cases through a modular design. PolyFlow provides the infrastructure needed for diverse applications like payment gateways, cross-border transactions, onchain credit scoring, and supply chain finance.

    These include supply chain financing protocols, tokenization of accounts payable, support for decentralized lending, and tools for on-chain financial management. Its services aim to increase capital efficiency and enhance compliance, ultimately providing innovative financial solutions.

    Who does PolyFlow serve?

    PolyFlow serves a diverse range of clients, including businesses looking to optimize their financial operations through blockchain, DeFi protocols seeking efficient integration, and individuals or organizations interested in leveraging decentralized financial services. These includes:

  • PayFi projects
  • Payment Service Providers
  • Exchanges
  • Banks
  • Settlement networks
  • Individuals

  • Its infrastructure facilitates these entities' expansion and enhancement in the digital asset era, enabling participants to share in the profits generated by PayFi-driven returns. It caters to those looking to harness the potential of blockchain technology for more efficient financial processes.

    Which chains does PolyFlow support?

    PolyFlow will eventually support multiple blockchain networks to ensure interoperability and scalability. While the specific chains it supports can vary, it typically includes major blockchain platforms known for their robust DeFi ecosystems. The choice of supported chains is driven by the need for security, scalability, and community adoption.

    Ready to get Started?

    Be an early adopter to the next generation of crypto.PayFi is where it starts. Get ready and hop on board.