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United Community Banks, Inc. (UCBI)

25.25 +0.55 (+2.23%)
At close: April 19 at 4:00 PM EDT
25.25 0.00 (0.00%)
After hours: April 19 at 4:20 PM EDT
Loading Chart for UCBI
DELL
  • Previous Close 24.70
  • Open 24.52
  • Bid 25.23 x 100
  • Ask 25.25 x 100
  • Day's Range 24.47 - 25.28
  • 52 Week Range 20.37 - 30.75
  • Volume 1,016,806
  • Avg. Volume 648,398
  • Market Cap (intraday) 3.008B
  • Beta (5Y Monthly) 0.93
  • PE Ratio (TTM) 16.40
  • EPS (TTM) 1.54
  • Earnings Date Apr 24, 2024
  • Forward Dividend & Yield 0.92 (3.64%)
  • Ex-Dividend Date Mar 14, 2024
  • 1y Target Est 30.43

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

www.ucbi.com

3,121

Full Time Employees

December 31

Fiscal Year Ends

Recent News: UCBI

Performance Overview: UCBI

Trailing total returns as of 4/19/2024, which may include dividends or other distributions. Benchmark is

.

YTD Return

UCBI
12.93%
S&P 500
4.14%

1-Year Return

UCBI
3.98%
S&P 500
19.55%

3-Year Return

UCBI
18.54%
S&P 500
18.68%

5-Year Return

UCBI
10.82%
S&P 500
70.99%

Compare To: UCBI

Select to analyze similar companies using key performance metrics; select up to 4 stocks.

Statistics: UCBI

Valuation Measures

As of 4/19/2024
  • Market Cap

    3.01B

  • Enterprise Value

    --

  • Trailing P/E

    16.40

  • Forward P/E

    11.64

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    3.41

  • Price/Book (mrq)

    0.95

  • Enterprise Value/Revenue

    --

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    23.33%

  • Return on Assets (ttm)

    0.73%

  • Return on Equity (ttm)

    6.29%

  • Revenue (ttm)

    803.82M

  • Net Income Avi to Common (ttm)

    180.85M

  • Diluted EPS (ttm)

    1.54

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.05B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Research Analysis: UCBI

Analyst Price Targets

28.00
30.43 Average
25.25 Current
33.00 High
 

Fair Value

Near Fair Value
% Return
25.25 Current
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Earnings

Consensus EPS
 

Research Reports: UCBI

  • UCBI: Lowering target price to $26.00

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $26.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

    Rating
    Neutral
    Price Target
     
  • UCBI: Raising target price to $27.00

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $27.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

    Rating
    Neutral
    Price Target
     
  • UCBI: What does Argus have to say about UCBI?

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $26.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

    Rating
    Neutral
    Price Target
     
  • UCBI: What does Argus have to say about UCBI?

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $26.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

    Rating
    Neutral
    Price Target
     

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