Late payments are a real problem—for borrowers, lenders, service providers, and the entire economy. The World Bank estimates that they cost the global economy more than $40 billion a year.
I’ve never been more excited about payments than I am today.
Admittedly, after twenty years in the fintech and payments industry, I’ve seen a lot of the same problems over and over.
You’ll never hear an accountant (or an engineer, for that matter) say, “That’s probably close enough.”
When you’re dealing with financial transactions—or building a system to record and handle them—precision matters.
I’ve never been more excited about payments than I am today.
Admittedly, after twenty years in the fintech and payments industry, I’ve seen a lot of the same problems over and over.
I’ve always considered myself a software engineer by craft and an entrepreneur by accident. I never planned to end up in fintech, and I certainly never envisioned myself at the helm of a company like Moov.
I have more than a decade of experience in engineering and data analysis. I’ve been the Lead Data Engineer at iDENTIFY, working in the fintech and banking space, for over four years.
From day one, Moov’s co-founders set out to make our organization remote-first. While they knew it would be a challenge, they believed it could help make Moov one of the best places anyone has ever worked.
I’ve been interested in computers and technology since my family got its first Apple computer in the 90s. I spent my time creating LiveJournal themes in HTML, and being in awe of the Space Jam website (it was a very different time).
You know that weird, quiet kid in the back of the class? That was me. When I wasn’t nose-down in a dog-eared paperback, I was furiously writing stories in my wrinkly legal pad.
From a consumer’s perspective, debit and credit cards are relatively straightforward. You sign up for a card, and you use that card to pay for goods or services – either with money directly from your account (for debit card purchases) or with borrowed money that you’ll pay back (for credit card purchases).
Late payments are a real problem—for borrowers, lenders, service providers, and the entire economy. The World Bank estimates that they cost the global economy more than $40 billion a year.
You’ll never hear an accountant (or an engineer, for that matter) say, “That’s probably close enough.”
When you’re dealing with financial transactions—or building a system to record and handle them—precision matters.
At Moov, we believe problem-solving should take priority over shiny new technology. While we love breaking the payments mold (in 2022, we became the only cloud-native acquiring payments Processor), we’re also laser-focused on getting the details right—down to the tiniest transactions.