Skip to main content
U.S. flag
An official website of the United States government

About the FDIC

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

Learn More

 

icon of group of people inside circle

Consumers

The FDIC provides tools, education, and news updates to help consumers make informed decisions and protect their assets.

A stack of pennies

Electronic Deposit Insurance Estimator (EDIE)

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. EDIE en Español

Deposit Insurance FAQ

Deposit Insurance FAQs

What is deposit insurance? Why does it matter to you? Check our FAQs for answers to some of the most common questions about the FDIC and deposit insurance.

Consumer Resources

Submit a question, deposit insurance coverage inquiry, or complaint against an FDIC-insured institution.

 

icon of bank inside a circle

Bankers

The FDIC provides extensive resources for bankers, including guidance on regulations, information on examinations, legislation insights, and training programs.

FDIC Launches Mission-Driven Bank Fund

ANNOUNCEMENT / September 16, 2021

FDIC Launches Mission-Driven Bank Fund
The FDIC today announced the launch of a new Mission-Driven Bank Fund, a capital investment vehicle being developed by the FDIC to support insured Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CD

Banker Resources

Information and resources for banking professionals, arranged by topic.

 

 

 

icon with graphs inside circle

Analysts

The FDIC is proud to be a pre-eminent source of U.S. banking industry research for analysts, including quarterly banking profiles, working papers, and state banking performance data.

Banking on Data: Great Possibilities, Great Responsibilities

WEBINAR SERIES / Jun. 17, 2021

Banking on Data Webinar 3: Ethics of Artificial Intelligence and Machine Learning

This series, in partnership with the Santa Clara University (SCU) Leavey School of Business, builds on the themes of the 2019 FDIC FinTech Research Conference, highlighting the opportunities and challenges for financial institutions, consumers, and the financial system created by the use of big data and applied technologies.

Analyst Resources

Browse tools and resources for researching bank data.


 

icon of document on screen of laptop inside of circle
Latest News

Icon for the Data and Insights section, showing a line graph and a bar chart. Data & Insights

The banking industry reported quarterly net income of $64.2 billion in the first quarter, a decrease of $15.6 billion (19.6 percent) from a year ago.

4,568 insured institutions filed Call Reports in first quarter 2024, a decline of 19 institutions from fourth quarter 2023.

The Deposit Insurance Fund balance was $125.3 billion on March 28, 2024, up $3.5 billion from the end of last quarter.