Premium, Straightforward Home Insurance

Comprehensive coverage sold by independent agents.

Home Insurance, Reimagined

Tired of the hassle of traditional insurance? Openly makes home insurance simple, transparent, and stress-free. Built by independent agents for independent agents, our policies offer the coverage homeowners need—without the headaches. More than just an insurance product, Openly delivers flexibility, clarity, and peace of mind.

Personalized Home Insurance

Your home is as unique as you are. Shouldn’t your home insurance be the same? With our customizable home insurance, you can choose the coverage that's right for you.

View Coverages

Comprehensive coverage

Experience peace of mind knowing you're covered with up to $5M in guaranteed replacement cost coverage* and $1M in liability.

Learn More

Customizable policies

Openly offers flexible coverage options, including up to $100,000 blanket coverage for personal property categories, water backup, equipment breakdown, and more.

Learn More

Superior risk selection

Leveraging data and advanced technology, we accurately assess risks and offer competitive rates.

Seamless claims experience

Our dedicated claims team and integrated partner solutions ensure swift resolution and restoration after a covered loss.

Learn More

Policyholders

Agents

Rachel E, Openly policyholder from Tennessee

Marianne L, Openly policyholder form Tennessee

We feel very safe with Openly insuring our home. I can't say that about any other insurance company, but with Openly? Absolutely, 100% safe. I know they are going to take care of us and always have our back.

Rachel E., Tennessee

Openly Policyholder