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FinWise (NASDAQ: FINW) is reshaping the Banking value chain through Fintech enablement. The Company is at a key expansion point as it incorporates BIN Sponsorship and Payments HUB offerings into its current platforms, creating a fully integrated Banking-as-a-Service bank. Its existing Lending-as-a-Service business, done through scalable API-driven infrastructure, powers deposit, lending, payments and card programs for leading Fintech brands. FinWise also manages Lending programs such as SBA 7(a), Real Estate, and Leasing, which provide optionality for disciplined balance sheet growth. The Company is well positioned to help Fintechs through its compliance oversight and risk management-first culture. FinWise recently announced a new program agreement with Earnest, a subsidiary of Navient and a leader in the private student lending market.