102 total
I was very pleased with cactus credit .I was able to get a loan when nio one else would give me even a small.loan .They have been Amazing.i will continue with them as long as they are here in Business.Thank you.
You have been a lifesaver.
Date of experience: March 28, 2023
I've tried to close my account with them and was told I couldn't. Lately I've tied to call them and email them with no results as it shows being permanently closed . So I'm making sure my bank blocks them from taking anything from my account . I was told I could cancel at any time but apparently that's not the case , my credit score hasn't improved the way they said it would either .
Date of experience: November 23, 2023
we will never go back to cactus man ever again. ive never in my life have know of a company coming to your house and slipping a letter under the door into my house. shame shame you could have just stuck it in the mailbox. and text messages seem like a threat to us. be real you will get your money when we get caught up. anonoymus.
Date of experience: January 12, 2024
Will i be returning? No, I'm going to find someone else better. I'll never deal with you guys ever again. You guys are so unprofessional. And when you can't afford too pay for there services due to financial issues they want around $300 to cancel or they will start taking out the week payments there crooks 100% please stay away from them
Date of experience: November 17, 2022
I am extremely happy I took the step to finally pay off my debt. Cactus Credit was so helpful, polite and made sure I understood the whole process before moving on to the next step. My debt has caused so much anxiety for me, even more so since becoming a single mom of 2 young children, but Cactus was able to put me on the correct path and made the whole process so easy!
Date of experience: May 25, 2022
Reply from Cactus Credit
We are also extremely happy to help you, Shasta. We understand how hard it was during those trying times. Just stay strong, and take care of yourself and your family. 💚
Despite canceling the service and placing a stop payment on Cactus credit, this company has continued to withdraw funds from my account by splitting the payments in half to get around the stop payment. I have been forced to close my bank account and start over as a result. I will als be taking legal actions if the funds are not returned to my account.. cactus credit is shady… I guess it’s “here for a good time not a long time” they are thieves and nothing less.. if you choose to do business with them be cautious and cover you ass
Date of experience: September 29, 2023
SCAMMERS! As I am writing this money has been stolen from my account by cactus credit. They front themselves as a debt relief business and are very convincing. They always call from a different number and never pick up the phone when you call them back. They said they would have a follow up conversation before any transactions are made and are very persistent to make sure all debt payments go through them as a third party, but none of this money actually goes toward paying off debt.
Date of experience: April 19, 2023
Absolutely terrible experience. Was not informed of a $130 monthly fee when I was first persuaded into signing a bs contract. Now I am stuck paying a contract I can’t afford and they are forcing me to pay. Won’t let me cancel. Forcing desperate people to pay for things they can’t afford is absolutely a terrible thing to do. Employees who are apart of this organization should be ashamed of working here and hurting people.
Date of experience: November 22, 2022
Reply from Cactus Credit
Hi Mr Honey, we are so sorry to hear you have had a negative experience with Cactus. We record all of our phone calls and keep records of all text correspondence between us and our clients, and we never force our clients into enrolling in the program. You had a phone consultation with one of our credit specialists who went over the entire program in great detail with you. You chose to enroll into our program after this consultation had been completed. We would still love to help you get your finances on the right track. You may call us at 1-855-804-2590 if you have any other questions or concerns you would like to discuss.
Don't fall for this crap... The only inquiries they were able to "remove" from my credit file, were the ones that would automatically be deleted after the 7 years pass... They constantly say "we're making your score better just takes persistence" yeah well the truth is, my score went up because of me making my payments, not because of your bs. Don't fall for their crap
Date of experience: December 28, 2022
Reply from Cactus Credit
Hi, we sincerely apologize if your experience with Cactus was anything less than positive.
Every client who joins one of our programs is made fully aware of any fees that maybe required to them before they enroll. During the consultation, we discuss the process thoroughly with our clients, we never charge our clients without providing them the service or service's that were discussed. Our Quality Assurance Team screens every client's file to ensure they have given full authorization to join our program before any payments. Please call us at 1-855-804-2590 for the concerns you would like to discuss.
YOU GUYS ARE A BUNCH OF SCAMMERS!!!!!!!!!!! DO NOT TRUST THEM!!!! LIARS LIARS LIARS
Address-6362 Fraser Street, Suite 327
IS A GARAGE PROOF IS GOOGLE MAPS
SCAMMERS, SCAMMERS, SCAMMERS. Contact your bank, DO NOT PUT A STOP PAYMENT BECAUSE THEY CAN CHANGE THE AMOUNT AND THE FUNDS WILL DISAPPEAR according to my Financial Institute they advised me to close my accounts. If you sent them Government documents contact OHIP/MTO and let me know what happened they will issue NEW documents and your file will be NOTED.
NOT EVEN HELL IS GOOD ENOUGH FOR THESE PPL!!!! TAKING ADVANTAGE OF PPL TRYING TO GET BACK ON THERE FEET.
Date of experience: December 13, 2022
Reply from Cactus Credit
Hi El, we sincerely apologize if your experience with Cactus was anything less than positive.
Every client who joins one of our programs is made fully aware of any fees that maybe required to them before they enroll. During the consultation, we discuss the process thoroughly with our clients, we never charge our clients without providing them the service or service's that were discussed. Our Quality Assurance Team screens every client's file to ensure they have given full authorization to join our program before any payments are deducted. They review the call recordings and make sure the client electronically signed our service agreement. We are 100% legit, and we have our office in BC. You might be looking at the wrong lot/street number that's why it's showing a garage on your end.
Please feel free to reach out to us at (855) 804-2590 for us to be able to help you resolve your concerns.
Cactus Credit has done an amazing job to help me with my debt,They made me feel so much better mentally,emotionally, I'm very confident in what they have done for me,I would recommend Cactus Credit to anyone in need of help.Thank you ever so much Cactus Credit for your time and what you have done for me
Thank you
Michelle Aucoin
Date of experience: May 31, 2022
Reply from Cactus Credit
We appreciate and thank you Michelle! We're glad that we're able to help you and made you feel better. Take care, and have a great weekend! 💚
I am so so relieved having you and Harris and Partners representing me .
With the experience I had with BMO last week I feel that you all took a lot of stress from my life. I received a pay cheque from work this morning for the amount that was lost due to the closure of my account at BMO
MY SINCERE THANKS IVON PEPLINSKIE
Date of experience: August 17, 2022
Reply from Cactus Credit
Hi Ivon, we value your review and are happy to hear that we're able to help you. Please let us know if you have any future questions. Thank you and have a great day! 🌵💚
They took money from my account when I had said to them over and over I couldn't afford the monthly payment. Also they have refused to refund me my money which they took without permission. Wouldn't recommend anyone to these guys they are crooks still haven't seen my refund yet.
Date of experience: September 04, 2023
I just had another unsuccessful phone call with another one of your rude pushy employees, I've been trying to cancel with your company for months now and cannot seem to get anything done
I've went through your many bad reviews and see I am not the only person dealing with this problem
I have informed my bank and am also proceeding with legal options
I really hope this company stops taking advantage of people already in a bad spot and make things right
Date of experience: November 21, 2022
Reply from Cactus Credit
Hi Daniel, we are so sorry to hear you have had a negative experience with Cactus. We record all of our phone calls and keep records of all text correspondence between us and our clients. You had a phone consultation with one of our credit specialists who went over the entire program in great detail with you. You chose to enroll into our program after this consultation had been completed. We would still love to help you get your finances on the right track. You may call us at 1-855-804-2590 if you have any other questions or concerns you would like to discuss.
The only reason I am giving a 2 star is that the first lady I spoke with was amazing, patient and understanding. She asked questions and heard my story then transferred me to another lady that does the approvals. This Lady asked me one question, what is my credit score. When I told her she basically hung up on me like I was worth nothing. As we all know our economy has changed so no matter how much we earn and I earn a lot we may still find ourselves in situations needing help. Sometimes its tragic circumstances but never the less, it doesn't give a company the right to treat you like you are not valued in your difficult situation. That woman that hung up; she should be humble and nice to everyone she speaks to because one day she may find herself needing help and also get hung up on. Shame on this business for keeping people on payroll that treat others this way when you are in the business of helping people.
Date of experience: August 25, 2023
Silly, and unprofessional. Reading from a script.
Acted as though I owed them before they even approved me. I don't need to hear the title of the person I'm dealing with over and over again.
It's sad that people in need have to deal with this kind of experience. Basically, if you need money you are a nobody, a nothing and you're supposed to be treated as such. My suggestion is not to indulge.
Date of experience: October 12, 2023
This company is a scam, they tell you all those wonderful things that you can cancel anytime , but once you try to cancel even in the 10 days timeframe 2 weeks before your first payment and you havent even talked to an advisor and they tell you they cant cancel unless you repay the full amount which is ridiculous!! they rush you into signing bunch of papers, i cancel the day after which is waaay in advance. i reported them, this is stupid. i just want to cancel everything, no payments no consult has been made!
Date of experience: November 29, 2022
Reply from Cactus Credit
Hi Ethan, we are so sorry to hear you have had a negative experience with Cactus. Our clients go through a thorough phone consultation with one of our credit specialists who went over the entire program in great detail with our clients. We record all of our phone calls and keep records of all text correspondence between us and our clients, and we never rush our clients into enrolling in the program. We have received your email and our team will get in touch with you to address your concern.
I was really happy about the whole situation and the whole step-by-step of getting things done with my debts. It was much more convenient to go through this way then do in the other way I was falling behind on bills and not getting anywhere. So I am so happy that you guys helped me out and getting my debts into one and yeah thank you.
Date of experience: February 06, 2023
Reply from Cactus Credit
Thank you for these words, Ivan! We are very happy that we're able to help in your financial journey. We agree with you as we also know how stressful it can be, and it is our commitment to help people through it in a better way. Have a nice day!
I have nothing good to say about this company, there a total rip, they say I was enrolled in there program. But never gave any information to them, but where taking money from my account for 8 months. But cause they said that I was enrolled in their program, they will not refund my money back. Even if I canceled my enrolment. I will never recommend this company to anyone.
Date of experience: May 01, 2023
When I had a big issue on my health I have no choice but to leave of absent from my work and it’s a big burden for me all my debts. The good thing Cactus credit relief company and a Harris and partner their trustee helped me a lot to settle all my debts, now I have peace of mind
Thank you cactus and Harris and partner
Date of experience: October 18, 2022
Reply from Cactus Credit
Hi Susan, thank you for your review! We are very glad that we're able to help you settle your debts & get peace of mind especially during those trying times. It is our utmost commitment to help people achieve their goals in life. Have a great day! 🤗
