Frequently
Asked Questions

Fill out the online form on our ‘Contact Us’ page of this website or call our office toll free at 855-753-3575 during our business hours Monday to Friday from 8:30 a.m. to 5:00 p.m. EST.

Buying precious metals is easier than ever with Endeavor Metals Group. We offer gold, silver, platinum, palladium, and rhodium at very competitive prices. Just give us a call to speak with an account representative during business hours.

The short answer is no, however Endeavor Metals Group, LLC does reserve the right to request a 10% deposit on orders deemed “significant” by EDR before we will accept the order and lock in prices. We also reserve the right not to sell to any potential client deemed as a fraud risk or otherwise. On orders greater than $25,000.00, we recommend that you contact one of our account executives to determine if a deposit will apply.

At Endeavor Metals Group, we attempt to complete and deliver your order quickly from the time the order is placed. We try our best to accommodate our customer's needs, but it is difficult to make changes to an order after it is placed. We suggest you take the time to research the product(s) prior to your order. Endeavor suggests you consult the appropriate tax, investment or IRA professional prior to placing an order, to have a better understanding of the product that best suits your portfolio. If this information does not answer your question, please call us during business hours at 561-671-4620. We are here to assist you!

Three Reasons You Should Own Precious Metals

1) True Diversification
Physical gold and other precious metals offer true diversification, solid protection and excellent profit potential for any portfolio. When you have gold within your retirement portfolio, you are hedging your wealth with a time tested physical asset. Endeavor Metals Group believes it would be an oversight to rely solely paper based assets to gain true diversification.

2) Liquidity
Aside from being an excellent store of value, gold and silver are considered a liquid asset. It can readily be converted into cash or goods when needed because it is globally recognized.

3) Purchasing Power Protection
In the 1920′s, an ounce of gold, worth $20, could easily purchase a high-end tailor-made suit. Today, that one ounce of gold still buys a high-end tailor-made suit. The U.S. twenty dollar bill, however, will not even cover the cost of a nice tie. Gold’s purchasing power and wealth preservation have a proven track record, even prior to the beginning of our modern financial system.
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We have discovered that each individual has their own objectives when investing. This could be to protect your hard-earned money, preserve your dollar’s purchasing power, or for the exceptional profit potential in precious metals. Whichever your reason for buying may be, we are here to assist.

We sell all the items listed in our products section on our site and more that may not be listed. Please browse our site for our precious metals products. If you are interested in a specific product on our site, please contact us toll free at 855.753.3575. We will be happy to assist you!

Yes, we do! Along with the products listed online, we have a beautiful print catalog that we can mail directly to you, or it can be sent electronically via email. Also, due to the fluid nature of our inventory, we may have more items in stock in addition to what is listed on the website and in the catalog. If you are looking for a specific product you don’t see here, feel free to give us a call us at 561-671-4620.

Our clients consist of a wide variety of Collectors, Dealers, Accumulators, Banks, Brokerage Houses, Investors, and Speculators. Whether you want to purchase large quantities or individual items, we can fulfill all of your precious metal needs.

Once we have completed the compliance portion and issued a confirmation number (See your Account Agreement. The procedure may vary depending on the state of which you reside), all prices are locked-in, whether buying from us or selling to us.

We encourage you to perform all required research and completely read and understand the Account Agreement before you enter into buying and/or selling transactions and be fully aware there are various degrees of risks involved in investing.

However, we do realize rare situations occur where an order may need to be cancelled. Should you elect to cancel and/or offset your order, you must do so during normal business hours of 8:30 a.m. to 5:00 a.m. EST Monday through Friday.

Cancellations may be subject to the guidelines of our Returns and/or Liquidation Policy. Cancellations may be approved over the telephone or be required in writing. Please see your Account Agreement for details of the timeframe and requirements to cancel.

You are solely responsible for determining the proper percentage of precious metals acquired in an IRA or portfolio. Endeavor recommends potential clients consult with his or her financial or tax advisor should he or she have any questions regarding the purchase or sale of precious metals and placing into their IRA account.

Endeavor representatives are not tax or financial advisors and are not authorized to provide tax or financial advice. Additionally, tax laws are complex and can change at any time, therefore any risk should be evaluated independently prior to entering into an agreement with Endeavor.
As with any investment, diversification is always important. In our opinion, a good mixture of gold, silver, and platinum in your portfolio will help reduce your risk, but everyone’s investment situation differs. Endeavor suggests potential clients do not invest more than 5%-20% of their retirement assets/portfolio in precious metals.

We keep it simple for our customers. The price you see or the price you are quoted for a product is the price you pay.

Yes. Paying by cash means that you will be paying by check, money order, cashier’s check, bank wire, or trade. If paying via credit card or PayPal, the pass-through fee from these third-party sources is currently 3%. In other words, save money by paying with cash.

Payment to EMG must be provided using:

- Credit card (U.S. and Canada)
- Bank Wire
- Certified check
- Cashier’s check
- Money order
- Personal check
- ACH
- Precious Metals
-Zelle

We recommend paying by the following methods:

Preferred payment types by order amount types and when payment is due:

$50 – $1,500 (USD) Credit Card, Checks or Money Order - 5 Business Days
$1,501 – $5,000 (USD) Credit Card, Bank Wire, Checks, Money Order - 5 Business Days
$5,001 – $10,000 (USD) Bank Wire, Checks, Money Order - 5 Business Days
$10,001 – $25,000 (USD) Bank Wire, Checks, Money Order - 5 Business Days
$25,001 (USD) + Bank Wire - 3 Business Days

Also, you may be subjected to a screening, or we may require additional documentation for any purchase made through Endeavor to reduce the risk of fraud. We also reserve the right to refuse business with any potential client deemed as a fraud risk.

No. There is no minimum order requirement for U.S. and Canada, regardless of the payment method, when making a purchase online.

Yes. When you order via the telephone and complete compliance with us, your price is locked in.

Your price is locked in for five business days on orders under $25,000 (USD) and three business days for orders more than $25,000 (USD). That is the time you have to make your payment to EMG unless otherwise stated in your Account Agreement (certain states vary). Once you have placed an order with Endeavor Metals Group, LLC, you have entered into a binding agreement. Note, EMG reserves the right to refuse an order when the confirmed price is incorrect, due to computer-related problems, pricing errors, or sudden movements in the precious metals market.

Furthermore, we reserve the right to refuse or cancel any order deemed questionable, suspicious, or of significant risk to EMG regardless of payment method and price confirmation. You must ensure that your payment is dated within 24 hours and received by EMG within five business days on orders under $25,000 (USD) and three business days on orders more than $25,000 (USD) to guarantee your price. You may be responsible to cover any market losses (See Account Agreement) should your order be canceled.

Yes! Our prices reflect pricing geared for high volume wholesale orders. We very often meet and beat our competitors’ prices, merely because we offer totally free shipping for qualified orders. For example, if you buy 100 ounces of silver, you are saving an additional 25 cents per ounce, since we include free shipping! Many other companies do not offer this, and some others factor in miscellaneous fees.

We like to make our clients happy whenever possible, therefore we may extend additional discounts on orders on large orders of individual items. Additionally, when shopping online, you can see how much money you are saving by ordering a larger quantity by adding the specified quantity to your shopping cart.

If you would prefer to call and speak with one of our account representatives regarding pricing, feel free to call us toll free at 561-671-4620.

Endeavor provides FREE SHIPPING on all orders!

Simply give us a call at 561-671-4620. We can send instructions along with our bank name, ABA routing number, and account number. Please make sure to double check the information you provide to us when your order is in process.

“Good Funds Policy” refers to receipt of your specific form of payment. Please allow the following allotted time for your payment to clear: Direct bank wire (preferred method of payment) – 1 to 3 business days, cashier’s check, money order or certified check – 1 to 10 business days from date of receipt, personal check – approximately 10 business days from date of receipt.

Note: Additional delays may occur for checks if your bank does not cooperate in assisting us with the information needed to verify your transaction.

You must ensure that your payment is received by EDR within five business days on orders under $25,000 (USD) and three business days on orders more than $25,000 (USD) to guarantee your price, unless otherwise stated in our Account Agreement (certain states vary). EDR reserves the right to cancel orders that do not meet this requirement. We recommend making your payment as soon as you have placed your order and read and signed our Account Agreement and any applicable disclosures.

Your order may be canceled if we do not receive payment within the required time period. Also, you may no longer be able to place trades with us.

Absolutely! We do accept credit cards for payment. Most credit card orders exceeding $10,000 (USD) are accepted only by phone during normal business hours and may be subject to additional documentation and screening. We will only ship to the credit card billing address. Please confirm that the ship to address is the same as the mailing address before placing credit card orders or orders with any payment type. We reserve the right to refuse any order deemed questionable or of significant risk to EDR regardless of payment method and price confirmation.

Yes, we do accept ACH transactions. They will be treated the same as a personal check regarding shipment date. We will ship the item(s) 10 business days after we receive the check.

It is always best to send us your payment immediately to ensure that EMG can honor the confirmed price. If payment is not received within five business days for orders under $25,000 (USD) and three business days for orders more than $25,000 (USD), EMG reserves the right to either, accept your payment, refuse and cancel your order, or provide a fresh quote based on the market price at the time we received your payment.

No. At this time we only ship within the U.S. & to Canada. Please check back with us in the near future as we will be providing our services internationally.

All our packages are carefully and discretely wrapped, as to not give any indication as to the contents inside.

Endeavor Metals Group, LLC’s orders are shipped Registered/Insured U.S. Mail, UPS, & Federal Express. Each package is fully insured and may require an adult signature upon delivery. Packages sent registered and insured mail can take on average 5-10 business days.

Endeavor Metals Group, LLC fully insures all of its shipments. Should anything happen while your package is in transit to you, it will be covered by our insurance policy. However, we will not accept responsibility if you have left instructions with any carriers or delivery service to leave parcels un-attended for you without the need for a signature. Or, you have given them instructions to leave your package with someone else such as a building manager, neighbor, drop-off location such as Mail Boxes, The UPS Store, etc. YOUR PACKAGE WILL NOT BE COVERED.

When we ship to you, if metals are lost or damaged in transit, it is our responsibility to pursue any claim with the insurance company. If we determine the package is lost or damaged, we file a claim. Once the claim is filed, we reserve the right to re-ship your items or refund your money at our discretion.

- Credit Card Orders — Typically these packages ship within 1-3 business days from the day we process your card. This may vary on your previous order history and order amount.

- Money Orders, Bank, and Cashier’s Check Orders — Typically these packages ship within 1-5 business days from the day your payment clears. This may vary on your previous order history and order amount.

- Personal Checks and Company Checks — Typically these packages ship within 5-10 business days from the day your payment clears. This may vary on your previous order history and order amount.

- Please be aware that we have no idea when your check clears your bank. We are only notified when it does not clear. You may be able to see information online at your bank that shows when payment clears your account. Please keep this in mind. Should a delay result, please just give us a call. We are here to work with you, to ensure your purchase transaction is as seamless and simple as possible. Our toll-free number is 561-671-4620.

- Bank Wires — Typically these packages ship within 1-3 business days from the day we receive your wire. This is the fastest way to pay for your order. Bank wires are highly recommended.

- All these timelines exclude weekends and holidays.

While we prefer to ship via FedEx or UPS, for our established customers that need their items shipped to a P.O. Box, we will gladly ship your items via USPS Registered Mail.

We guarantee your satisfaction at Endeavor Metals Group, LLC. We provide all our customers with a refund, return and/or exchange policy on everything we sell including all bullion and certified coins. We want our customers to be pleased with their purchases. If for any reason you have a problem, please feel free to call our offices and discuss it with us. We will always do our best to accommodate you. If an exchange is requested, we reserve the right to find an acceptable replacement or refund your money.

Specific State Refund Policies

Alaska, Arizona, Colorado, Montana, Mississippi, Hawaii, Utah, Oregon, Nevada, Oklahoma, Texas (credit card purchases only), Maine - For first time customers, timely notice must be given to Endeavor within ten (10) calendar days of when Client receives the delivery. For subsequent purchases, timely notice must be given to Endeavor within three (3) business days of the Trade Confirmation is mailed or delivered to Client.

Florida, West Virginia - Timely notice must be given to Endeavor within seven (7) calendar days of when Client receives the delivery.

Alabama - Timely notice must be given to Endeavor within eight (8) calendar days of when Client receives the delivery.

North Dakota - Timely notice must be given to Endeavor within fifteen (15) calendar days of when Client receives the delivery.

Arkansas, Michigan, Virginia, Wisconsin - Timely notice must be given to Endeavor within three (3) business days after the date that you sign the state specific Addendum. Addendum is provided with the invoice. Signed Addendum must be sent within the specific time and if sending via mail, addendum must be properly addressed and postage prepaid with postage marked within time period allotted for the specific state in which you reside.

Indiana, Pennsylvania, South Dakota, Vermont, and Wyoming - Timely notice must be given to Endeavor within ten (10) calendar days of when Client receives the delivery.

You may choose to request a refund if:

1 - The property or services purchased from Endeavor are defective, not as represented, or not received as promised.

2 - You return the purchased property and make a written request for the refund within the time period (listed below for the state in which you reside) of receiving the purchased property, or,

3 - Within the time period (listed below for the state in which you reside) after paying for the purchased services and before the services are provided, you make a written request for the refund or credit. Clients are permitted to cancel their order within three (3) business days after receipt of the written confirmation or within seven (7) calendar days of delivery of the item(s). All requests to cancel must be confirmed via written request. All notices of cancellation must be provided no later than 5 p.m. EST, on the last day of the refund period. Questions regarding notice of cancellations may be addressed by speaking directly with an Accounting Representative at 561-671-4620 or via U.S. Mail to Endeavor Metals Group, LLC, at 1913 S Dixie Hwy, West Palm Beach, FL 33401 or via fax to 561-671-4638.

Specific State Refund Policies

Alaska, Arizona, Colorado, Montana, Mississippi, Hawaii, Utah, Oregon, Nevada, Oklahoma, Texas (credit card purchases only), Maine - For first time customers, timely notice must be given to Endeavor within ten (10) calendar days of when Client receives the delivery. For subsequent purchases, timely notice must be given to Endeavor within three (3) business days of the Trade Confirmation is mailed or delivered to Client.

Florida, West Virginia - Timely notice must be given to Endeavor within seven (7) calendar days of when Client receives the delivery.

Alabama - Timely notice must be given to Endeavor within eight (8) calendar days of when Client receives the delivery.

North Dakota - Timely notice must be given to Endeavor within fifteen (15) calendar days of when Client receives the delivery.

Arkansas, Michigan, Virginia, Wisconsin - Timely notice must be given to Endeavor within three (3) business days after the date that you sign the state specific Addendum. Addendum is provided with the invoice. Signed Addendum must be sent within the specific time and if sending via mail, addendum must be properly addressed and postage prepaid with postage marked within time period allotted for the specific state in which you reside.

Indiana, Pennsylvania, South Dakota, Vermont, and Wyoming - Timely notice must be given to Endeavor within ten (10) calendar days of when Client receives the delivery.

All investments involve risk — coins and bullion are no exception. The value of a bullion coin (e.g., American Eagles or Canadian Maple Leafs) is affected by many economic factors, including the current market price of bullion, the perceived scarcity of the coins, and other factors. Some of these factors include the quality and current demand and general market sentiment. Both bullion and coins can go down as well as up in value therefore because of this investing in them may not be suitable for everyone. Since all investments, including bullion and coins, can decline in value, you should understand them well, and have adequate cash reserves and disposable income before considering a bullion or coin investment.

You should consult your tax advisor for specific taxation advice in your jurisdiction.

At Endeavor Metals Group, there are several different depositories we can recommend and will be happy to do so. Another option to have your metals stored in a depository, is by way of a self-directed Precious Metals IRA. Contact one of our knowledgeable representatives if you have a question regarding storage of precious metals.

Endeavor Metals Group LLC is not required to report our sales transactions to the IRS or any other federal, state or local agencies unless you fall under the Form 8300 requirement.

There are 31.1034768 grams in a troy ounce.

At Endeavor Metals Group we attempt to complete and deliver your order quickly from the time the order is placed. We try our best to accommodate our customer's needs, but it is difficult to make changes to an order after it is placed. We suggest you take the time to research the product(s) prior to your order. Endeavor suggests you consult the appropriate tax, investment, or IRA professional prior to placing an order to have a great understanding of the product that best suits your portfolio. If this information does not answer your question, please call us during business hours at 561-671-4620. We are here to assist you!

Buyback Reporting Requirements - When Endeavor Metals Group LLC buys back certain products they may be reported to the IRS. In these instances, a Form 1099-B will be required. The seller would be required to complete a Form W-9 in order for the 1099-B to be filed. The required forms will be sent to the seller during the sale process and must be completed and returned to Endeavor Metals Group LLC before we remit payment on the sale. Your 1099-B will be mailed to you in the year following the sale.

These are the products that fall under the reporting guidelines:

- Any gold bars of minimum .995 fineness that are 1 kilo (32.15 troy ounces) or more.
- Any silver bar of minimum .999 fineness that are 1,000 troy ounces or more.
- Any platinum bars of minimum .9995 fineness that are 25 troy ounces or more.
- Any palladium bars of minimum .9995 fineness that are 100 troy ounces or more.
- 1 ounce Gold Krugerrands, Gold Maple Leafs, and Mexican Onzas must be reported if quantity is greater than 25 coins.
- 90 percent silver U.S. coins are also reportable if any combination of dimes, quarters or half dollars has a total face value greater than $1,000.

Gold, Silver, Platinum and Palladium are all weighed in troy ounces. A troy ounce weighs approximately 31.104 grams, while a regular ounce weighs approximately 28 grams.

All of our products are sourced directly from the major mints and other world-renowned distributors. We receive various products and inspect them for their authenticity using "The Fisch" and/or the "Sigma Pro". Additionally, we are licensed, bonded, and insured and also have an A+ rating with the Better Business Bureau.

Absolutely! We welcome our customers to sell precious metals they have bought from us. We also welcome customers who have never bought from us an opportunity to offer a bid to buy their precious metals as well. We only buy recognized bullion bars and coins that carry a minimum purity of .999+ for Gold and Silver, and 90% silver coinage. Please contact us at 561-671-4620 or email us at info@edrmetals.com for more information on how to begin the process of selling.

When you place your order with an Endeavor Metals Group, LLC representative and you elect to pay by check/wire, we require a major credit or debit card to lock in your price for the duration of the transaction. Your card will not be charged unless you decide to change your payment method and give us verbal authorization to charge the card on file.

We collect sales tax in the State of Florida if applicable.

The spreads on our products are determined on their design, the mint that struck the product, and the rarity of the product. Our “ask” or selling price is based by what price we paid to acquire such product. If an item costs us more when we acquired it, it will cost our customers more as well. At the same rate, if a product costs us less, we then offer those same discounts to our customers.

Our prices are determined by the world spot prices of gold and silver, in addition to our premiums for each product.

When you place your order with an Endeavor Metals Group, LLC representative and you elect to pay by check/wire, we require a major credit or debit card to lock in your price for the duration of the transaction. Your card will not be charged unless you decide to change your payment method and give us verbal authorization to charge the card on file.

Endeavor Metals Group, LLC sells bullion products consisting of but not limited to coins, bars, and bullion rounds. Coins will carry a higher premium, as they will have a face value and are considered legal tender produced by government mints. Rounds usually cost less than coins because they are generally produced by private mints and do not have a face value and are not considered currency. Bullion Bars will also cost less and are usually produced by private mints.

Certified coins have been submitted to one the three main professional grading service such as the Numismatic Guaranty Corporation (NGC) or the Professional Coin Grading Service (PCGS), or American Numismatic Association Certification Service (ANACS) for a professional opinion of the coin’s authenticity and grade. The service places the coin inside a plastic holder (nicknamed ‘slab’ in the industry), which displays the coin through clear plastic that is sealed to make it impenetrable without damaging the holder. The holder includes a label containing a unique serial number and details about the coin.

“Junk silver” refers to any silver product containing 35%-90% silver (i.e., pre-1965 U.S. dimes, quarters, and half-dollars). These coins have a greater composition value than numismatic or collectible value.

American Gold Eagles are 91.67% gold. To make the coin more durable, the other 8.33% is composed of silver and copper. When considering the weight of American Gold Eagles, one must account for the additional alloys. The 1 oz. American Gold Eagle is composed of one troy ounce (approximately 31.1 grams) of gold. The silver and copper add approximately 2.8 grams, bringing the total weight of the 1 oz. American Gold Eagle Coin to approximately 33.9 grams.

American Numismatic Association Certification Service (ANACS), The Numismatic Guaranty Corporation (NGC), and the Professional Coin Grading Service (PCGS) are all third-party grading services that grade and certify coins. They are the most well-known and highly respected independent coin grading companies in the U.S.

A “troy ounce” is the standard measurement used for precious metals. It consists of 31.1034768 grams. In the world of precious metals, the words “troy ounce” and “ounce” are interchangeable. Base metals, such as copper, are not measured in troy ounces; they’re measured in avoirdupois (“regular”) ounces. A regular ounce weighs approximately 28 grams.

The “soft price” refers to the current market price for a troy ounce of raw gold, silver, platinum, or palladium. This price is “fluid,” changing throughout the day, and updated on our site every 45-60 seconds.

An Individual Retirement Account which can be set up as a Traditional or a Roth account. You are able to hold investments in physical gold, silver, and platinum in a Self-Directed precious metals IRA.

It is a great way to diversify your investment portfolio with a tangible asset. All while allowing you to enjoy tax-deferred and tax-free growth on your investments.

You may contact any custodian that allows physical precious metals to be held on deposit, open an account, and then fund it. Let them know you want to purchase IRA-approved precious metals. Once the account is funded, contact us at 561-671-4620 to select your products and lock in pricing. You may also contact us directly and we can walk you through the entire process.

If you are under 50 years of age, you can contribute a maximum of $6,000 a year. If you are older than 50, you can contribute a maximum of $7,000 a year.

Fees will depend on the custodian you select. In general, you can expect a setup fee, an annual fee, and in most cases, a storage fee.